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Malaysia Income Tax CalculatorYA 2026

Currency: MYR (RM)

Tax residency status

Resident rates are shown by default. Non-resident treatment varies — toggle for guidance.

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Your income

Enter what you earn. Results update instantly.

Tax Year · YA 2026Source: LHDN — YA 2025; EPF employee 11% + SOCSO + EIS.

Annual Take-Home — YA 2026

RM324,396 ($70,521 USD)

Monthly take-homeRM27,033 ($5,877 USD)

from RM460,000 ($100,000 USD) gross

Take-home 70.5%Tax 18.4%Social 11.1%
Income tax
RM84,504 ($18,370 USD)
Social
RM51,100 ($11,109 USD)
Effective rate
18.37%
Marginal rate
26.00%

Tax breakdown

  • Personal relief−RM9,000 (−$1,957 USD)

Employee Contributions & Deductions

  • EPF (employee 11%)RM50,600 ($11,000 USD)RM4,217 ($917 USD) / mo
  • SOCSORM357 ($78 USD)RM30 ($6 USD) / mo
  • EISRM143 ($31 USD)RM12 ($3 USD) / mo

Tax per bracket

RM0 ($0 USD)RM5,000 ($1,087 USD) @ 0.00%RM0 ($0 USD)
RM5,000 ($1,087 USD)RM20,000 ($4,348 USD) @ 1.00%RM150 ($33 USD)
RM20,000 ($4,348 USD)RM35,000 ($7,609 USD) @ 3.00%RM450 ($98 USD)
RM35,000 ($7,609 USD)RM50,000 ($10,870 USD) @ 6.00%RM900 ($196 USD)
RM50,000 ($10,870 USD)RM70,000 ($15,217 USD) @ 11.00%RM2,200 ($478 USD)
RM70,000 ($15,217 USD)RM100,000 ($21,739 USD) @ 19.00%RM5,700 ($1,239 USD)
RM100,000 ($21,739 USD)RM400,000 ($86,957 USD) @ 25.00%RM75,000 ($16,304 USD)
RM400,000 ($86,957 USD)RM600,000 ($130,435 USD) @ 26.00%RM104 ($23 USD)

Estimates only. Not tax, legal, or financial advice. Verify with a qualified professional or the official tax authority.

Malaysia tax system at a glance

Malaysia uses a progressive income-tax schedule for YA 2026. The currency is MYR (RM).

  • Tax-free allowance: you pay no income tax on the first RM5,000 of earnings.
  • First paid bracket: 1% on income above RM5,000.
  • Top marginal rate: 30.0% on the highest slice of income.
  • Employee contributions: 3 separate payroll deductions apply to most salaries.

Income tax brackets

Tax-free
RM0RM5,000
0.00%

No income tax in this range.

Band 2
RM5,000RM20,000
1.00%

You pay 1.00% only on the slice of income that falls inside this band.

Band 3
RM20,000RM35,000
3.00%

You pay 3.00% only on the slice of income that falls inside this band.

Band 4
RM35,000RM50,000
6.00%

You pay 6.00% only on the slice of income that falls inside this band.

Band 5
RM50,000RM70,000
11.00%

You pay 11.00% only on the slice of income that falls inside this band.

Band 6
RM70,000RM100,000
19.00%

You pay 19.00% only on the slice of income that falls inside this band.

Band 7
RM100,000RM400,000
25.00%

You pay 25.00% only on the slice of income that falls inside this band.

Band 8
RM400,000RM600,000
26.00%

You pay 26.00% only on the slice of income that falls inside this band.

Band 9
RM600,000RM2,000,000
28.00%

You pay 28.00% only on the slice of income that falls inside this band.

Band 10
RM2,000,000
30.00%

You pay 30.00% only on the slice of income that falls inside this band.

Employee contributions & deductions

EPF (employee 11%)
11.00% of gross

No fixed annual cap in our model.

SOCSO
0.10% of gross

Annual cap around RM357 (estimated at a sample salary of RM360,000).

EIS
0.04% of gross

Annual cap around RM143 (estimated at a sample salary of RM360,000).

Source: LHDN — YA 2025; EPF employee 11% + SOCSO + EIS.

Malaysia budget calculator

Edit any line to see how much you'd actually save — or the salary you'd need to ask for. Placeholders are rough averages for a single professional in a mid-to-large city.

Net after tax
RM16,798 ($3,652 USD)
Total expenses
RM11,155 ($2,425 USD)
Leftover / month
RM5,643 ($1,227 USD)
Savings rate
33.6%
Salary you'd need for a 20% savings rate
RM23,000 ($5,000 USD) / month gross

Estimates only. Averages are indicative — costs vary widely by city and lifestyle. Edit every line for your situation.

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