What are the South Africa income tax rates for 2025/26?

This calculator uses the latest published South Africa tax brackets and personal allowance for the 2025/26 tax year, sourced from SARS — Income Tax + UIF employee contribution.. Enter any gross salary above to see the bracket-by-bracket breakdown, your effective rate, and your marginal rate.

How is take-home pay calculated in South Africa?

We start with your gross salary, apply the South Africa personal allowance and any standard deductions, run the result through the 2025/26 progressive income tax brackets, then subtract mandatory employee social-security and equivalent contributions. The number left is your annual and monthly net pay.

Does this include social security and other payroll deductions in South Africa?

Yes. The South Africa calculator models employee-side social security, pension, health, and any solidarity or surcharge components that apply to wages. Employer-side contributions are excluded because they don't reduce your take-home pay.

Is the South Africa calculator accurate for my situation?

It's a single-filer wage estimate that uses official 2025/26 rates. Your actual tax can differ based on filing status, dependants, regional or municipal taxes, salary-sacrifice arrangements, capital gains, and other personal credits. Treat the result as a strong first estimate, not tax advice.

What's the effective tax rate on a R100,000 salary in South Africa?

At R100,000 gross per year, the model returns an effective tax-and-social-security rate of about 0.8% and a marginal rate of about 18.0% — leaving roughly R98,235 as annual take-home. Enter your own salary above for a tailored breakdown.

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South Africa Income Tax Calculator2025/26

Currency: ZAR (R)

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Your income

Enter what you earn. Results update instantly.

Gross monthly income (ZAR)

Tax Year · 2025/26Source: SARS — Income Tax + UIF employee contribution.

Take-home — 2025/26

R0 ($0 USD)

R0 ($0 USD) per month·from R0 ($0 USD) gross

Take-home 100.0%Tax 0.0%Social 0.0%

Income tax

R0 ($0 USD)

Social

R0 ($0 USD)

Effective rate

0.00%

Marginal rate

0.00%

Tax breakdown

Income tax (before rebate)R0 ($0 USD)
Primary rebate−R17,235 (−$932 USD)

Social contributions (employee)

UIF (employee 1%, capped)R0 ($0 USD)R0 ($0 USD) / mo

AI verification

Cross-check the displayed brackets against published rates for 2025/26.

Estimates only. Not tax, legal, or financial advice. Verify with a qualified professional or the official tax authority.

South Africa tax system at a glance

Official brackets and employee-side social contributions for tax year 2025/26.

Tax year

2025/26

Currency

ZAR (R)

Top marginal rate

45.0%

Tax-free threshold

—

Income tax brackets (7)

Income range	Rate
R0 – R237,100	18.00%
R237,100 – R370,500	26.00%
R370,500 – R512,800	31.00%
R512,800 – R673,000	36.00%
R673,000 – R857,900	39.00%
R857,900 – R1,817,000	41.00%
R1,817,000 – ∞	45.00%

Employee social contributions (1)

Contribution	Rate of gross	Annual cap
UIF (employee 1%, capped)	0.71%	R2,125

Rates and caps estimated at a sample gross of R300,000.

South Africa income tax — FAQ

Common questions about the South Africa 2025/26 tax year and this calculator.

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