Japan Income Tax Calculator2026
Currency: JPY (¥)
Resident rates are shown by default. Non-resident treatment varies — toggle for guidance.
Your income
Enter what you earn. Results update instantly.
Annual Take-Home — 2026
¥9,623,760 ($63,314 USD)
from ¥15,200,000 ($100,000 USD) gross
Tax breakdown
- Employment income deduction−¥1,950,000 (−$12,829 USD)
- Basic deduction−¥480,000 (−$3,158 USD)
- National income tax¥2,678,100 ($17,619 USD)
- Reconstruction surtax (2.1%)¥56,240 ($370 USD)
- Inhabitant tax (10%)¥1,277,000 ($8,401 USD)
Employee Contributions & Deductions
- Health insurance (~5%)¥760,000 ($5,000 USD)¥63,333 ($417 USD) / mo
- Pension (9.15%, capped)¥713,700 ($4,695 USD)¥59,475 ($391 USD) / mo
- Employment insurance (0.6%)¥91,200 ($600 USD)¥7,600 ($50 USD) / mo
Tax per bracket
Estimates only. Not tax, legal, or financial advice. Verify with a qualified professional or the official tax authority.
About Japan's tax system
Japan combines national income tax (5% to 45%) with a flat 10% prefectural/municipal inhabitant tax. Social insurance (health, pension, unemployment, long-term care) adds roughly 15% employee-side, capped at contribution ceilings.
Want the full breakdown? See the detailed Japan FAQ →
Japan tax system at a glance
Japan uses a progressive income-tax schedule for 2026. The currency is JPY (¥).
- First paid bracket: 5% on income above ¥0.
- Top marginal rate: 45.0% on the highest slice of income.
- Employee contributions: 3 separate payroll deductions apply to most salaries.
Income tax brackets
You pay 5.00% only on the slice of income that falls inside this band.
You pay 10.00% only on the slice of income that falls inside this band.
You pay 20.00% only on the slice of income that falls inside this band.
You pay 23.00% only on the slice of income that falls inside this band.
You pay 33.00% only on the slice of income that falls inside this band.
You pay 40.00% only on the slice of income that falls inside this band.
You pay 45.00% only on the slice of income that falls inside this band.
Employee contributions & deductions
No fixed annual cap in our model.
No fixed annual cap in our model.
No fixed annual cap in our model.
Source: National Tax Agency (所得税) + 10% inhabitant tax (住民税) + 社会保険 (employee ~15%).
Japan budget calculator
Edit any line to see how much you'd actually save — or the salary you'd need to ask for. Placeholders are rough averages for a single professional in a mid-to-large city.
Estimates only. Averages are indicative — costs vary widely by city and lifestyle. Edit every line for your situation.