Income Tax FAQ — pick your country
Detailed answers for every country we cover. Brackets, deductions, social contributions, residency rules — all in one place.
India
Tax year FY 2025-26 · INR
India offers two regimes — the New Regime (0–30% with a ₹7 lakh rebate) and the Old Regime (0–30% with 80C, HRA and other deductions). The New Regime is default since FY 2023-24. Cess of 4% applies on tax, and surcharges kick in above ₹50 lakh.
- New Regime is default — switch to Old in the calculator above if you claim 80C / HRA.
- Standard deduction ₹75,000 in New Regime, ₹50,000 in Old.
- EPF (12% employee) is mandatory for most salaried workers.
Income tax brackets (FY 2025-26)
| Income range | Rate |
|---|---|
| ₹0 – ₹400,000 | 0.00% |
| ₹400,000 – ₹800,000 | 5.00% |
| ₹800,000 – ₹1,200,000 | 10.00% |
| ₹1,200,000 – ₹1,600,000 | 15.00% |
| ₹1,600,000 – ₹2,000,000 | 20.00% |
| ₹2,000,000 – ₹2,400,000 | 25.00% |
| ₹2,400,000 – ∞ | 30.00% |
Employee social contributions
| Item | Annual @ ₹200,000 gross |
|---|---|
| EPF (employee 12% of basic) | ₹12,000 |
Detailed questions
This calculator uses the latest published India tax brackets and personal allowance for the FY 2025-26 tax year, sourced from Income Tax Department of India + EPFO statutory rates.. Enter any gross salary above to see the bracket-by-bracket breakdown, your effective rate, and your marginal rate.
We start with your gross salary, apply the India personal allowance and any standard deductions, run the result through the FY 2025-26 progressive income tax brackets, then subtract mandatory employee social-security and equivalent contributions. The number left is your annual and monthly net pay.
Yes. The India calculator models employee-side social security, pension, health, and any solidarity or surcharge components that apply to wages. Employer-side contributions are excluded because they don't reduce your take-home pay.
It's a single-filer wage estimate that uses official FY 2025-26 rates. Your actual tax can differ based on filing status, dependants, regional or municipal taxes, salary-sacrifice arrangements, capital gains, and other personal credits. Treat the result as a strong first estimate, not tax advice.
At ₹100,000 gross per year, the model returns an effective tax-and-social-security rate of about 0.0% and a marginal rate of about 0.0% — leaving roughly ₹94,000 as annual take-home. Enter your own salary above for a tailored breakdown.
Source: Income Tax Department of India + EPFO statutory rates.. Estimates only — not tax, legal or financial advice. Verify with the official tax authority before relying on any figure.